/* Pricing & Insurance: rules from the static page beyond base.css + inner.css, in original order. */
.steps{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.step{display:flex;gap:20px;align-items:flex-start;padding:22px 0;border-bottom:1px solid var(--line)}
.step-n{flex:none;width:40px;height:40px;border-radius:50%;background:var(--leaf-pale);color:var(--navy);font-family:var(--serif);font-size:18px;line-height:1;display:flex;align-items:center;justify-content:center}
.step h3{font-size:19px;margin:6px 0 6px}
.step p{margin:0;font-size:16px}
.step a{text-decoration:underline;text-underline-offset:2px}
.step a:hover{color:var(--clay-deep)}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-family:var(--serif);font-size:19px;line-height:1.35;font-weight:500;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--clay-deep)}
.faq .faq-caret{width:20px;height:20px;color:var(--clay-deep);transition:transform .18s ease}
.faq details[open] .faq-caret{transform:rotate(180deg)}
.faq .ans{padding:0 36px 22px 0}
.faq .ans p{font-size:16px}
.faq .ans a{text-decoration:underline;text-underline-offset:2px}
.rates{list-style:none;margin:0;padding:0;background:var(--sand);border-radius:8px;padding:8px 24px}
.rates li{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:16px 0;border-bottom:1px solid #DCD4C4}
.rates li:last-child{border-bottom:0}
.rate-l{font-weight:600;color:var(--navy);font-size:16px;line-height:1.35}
.rate-p{font-family:var(--serif);font-size:24px;color:var(--navy);white-space:nowrap}
.rate-p small{font-family:var(--sans);font-size:14px;color:var(--body)}
.ph-aside{flex:1 1 0;min-width:0}
@media(min-width:760px){.ph-aside{max-width:400px}}
.ins-card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px}
.ins-logos{display:flex;flex-wrap:wrap;gap:18px 24px;align-items:center;margin:6px 0 20px}
.ins-logos img{width:calc(50% - 12px);height:32px;object-fit:contain;object-position:left center}
.ins-note{margin:0;padding-top:18px;border-top:1px solid var(--line);font-size:15px;line-height:1.5}
.ins-note a{font-weight:600;white-space:nowrap}
.ratecards{display:flex;flex-wrap:wrap;gap:24px}
.rate-card{flex:1 1 100%;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:4px;padding:28px}
@media(min-width:900px){.rate-card{flex:1 1 0}}
.rc-head{display:flex;align-items:center;gap:14px;margin-bottom:8px}
.rc-head .chip{background:var(--leaf-pale)}
.rc-head h3{margin:0}
.rate-card .rates{background:transparent;border-radius:0;padding:0}
.rate-d{display:block;font-size:14px;font-weight:400;color:var(--body);margin-top:2px}
.rc-note{font-size:15px;margin:12px 0 20px;flex:1 1 auto}
.rate-card .arrow-link{margin-top:auto}
.rate-card .rc-links{margin-top:auto;display:flex;flex-wrap:wrap;gap:10px 28px}
.rate-card .rc-links .arrow-link{margin-top:0}
/* First visit group: two priced lines under one heading (Yuanling, Nov 5) */
.rates li.rate-grp{display:block}
.rate-sub{list-style:none;margin:10px 0 0;padding:0}
.rates .rate-sub li{padding:6px 0 6px 14px;border-bottom:0;border-left:2px solid var(--leaf-pale)}
.rate-sub .rate-l{font-weight:400;color:var(--body)}
.rate-sub .rate-p{font-size:20px}
.qlist{margin:0 0 16px;padding-left:20px}
.qlist li{font-size:16px;margin-bottom:6px;color:var(--body)}
.band-sand .svc p{margin-bottom:0}

/* WordPress layer: Pencilino rich text drops classes and inline styles, so restore them here */
.pr-check .pencil-richtext ul{margin:0 0 16px;padding-left:20px}
.pr-check .pencil-richtext li{font-size:16px;margin-bottom:6px;color:var(--body)}